Your Finance Specialists

Owner Occupied Loans

Owning your own home is the Great Australian Dream and for the vast majority of people, a loan will be required to make the dream a reality.

Those people will likely pay hundreds of thousands of dollars worth of interest payments to their financier, so it is important you find the right finance.

It can be a daunting task to choose an appropriate loan product and ensure you have a sound financial structure.

At We Find Finance, we link you with the best sources of loans in the market and can work to increase your loan limit, while keeping your equity under control and keeping you cash flow positive.

Property Investment

It's not all about the lowest interest rate.  One of the most common mistakes we see is investors securing all of their loans with one lender, as this can severely restrict your capacity to make further investments.

Each lender has preferences for where they will lend money and will exert huge control over your assets. Its policies will dictate the amount you can borrow and the type of property you can purchase.  The frequent changes to these banking policies and the regulations that govern them are making it increasingly difficult to secure finance.

Only by specialising in this field and working with investors on a daily basis, like our finance team does, is it possible to keep up to date with these changes.

Our finance team knows which banks are best suited to which type of property and will walk you through the process to ensure you are using the right bank in the right order to reach your long-term investment goals.

Vehicle Finance

Car prices continue to drop, meaning it could be a great time to replace your vehicle. 

Don’t get fooled into the wrong type of vehicle finance by a used car sales shark.

Cars can be a drain on your finances and a bad loan can compound your budget challenges.

We Find Finance can provide you with the advice you need to navigate the many car finance options available to ensure you find the one that fits your needs.

So, if you don’t know what a bubble payment is, then it would be smart to talk to We Find Finance.

Asset Finance

Lease,  Commercial Hire Purchase or Chattel Mortgage - Which one is for me?

Financing plant and equipment is very different to financing property, because the value of the asset will fall, rather than grow, over time.

Given the shorter life spans of the products and their depreciation, three broad types of finance strategies have emerged for equipment finance:

• Leases

• Chattel mortgages

• Commercial hire purchase

Each of the different types of loans has advantages and disadvantages that should be considered in context with the circumstances of your business.

To find out more about the most efficient way to finance your equipment, contact We Find Finance.